Compare Insurance
Quotes
Find the right cover for you and your family. Compare plans from leading NZ providers and get expert guidance.
Compare Insurance Quotes
Find the right cover for you and your family. Compare plans from leading NZ providers and get expert guidance.
- Compare top NZ insurers
- No obligation, completely free
- Takes about 3–4 minutes
NZ's Best Insurers
We compare NZ's top insurance companies to find you the best deal.
Why compare main insurance quotes before you decide
Same cover, different price.
Same cover, different price.
Providers rate occupation, main, and age differently. A quick comparison can shave dollars off your monthly premium.
Why the cheapest main insurance isn't always the best deal
The lowest sticker price can cost more later. Watch for:
Coverage gaps
Basic policies might exclude GP visits, specialists, or dental care - services you use regularly.
💡 You could pay $200+ per GP visit, $500+ for specialist consultations
Waiting periods
Cheap policies often have longer waits before you can claim - sometimes 12+ months for pre-existing conditions.
💡 Emergency treatment may not be covered immediately after signing up
Annual limits
Low-cost plans may cap your yearly benefits, leaving you exposed for major treatments.
💡 Limits as low as $1,000 annually - one procedure could max out your coverage
Cheapest option
Basic hospital cover only
$45/month
Smarter alternative
Comprehensive with GP visits
$65/month
💡 For $20 more monthly, save hundreds per year on routine maincare
*Figures are illustrative; your premium depends on age, main status, location, and chosen coverage level.
Let's Clear the Air
Common myths that might be costing you peace of mind (and money)
"Main insurance is too expensive"
Basic cover starts from $20-30/week. Many Kiwis spend more on coffee.
We find budget-friendly options that actually fit your wallet
"I'm young and mainy, I don't need it"
Accidents happen at any age. Join while mainy for lifetime benefits.
No medical checks + locked-in low premiums = smart move
"Public maincare covers everything"
Public has long waits. Private gives you choice and speed.
Your time is valuable. Choose when and where you get care
Ready to separate facts from fiction about your main insurance options?
How our NZ main insurance comparison works
Get personalized main insurance recommendations in 4 simple steps
1. Tell us about your main needs (2 minutes).
Age, family size, current main status, coverage preferences - GP visits, specialists, or comprehensive care.
2. We compare the market for you.
Our team reviews your details against 15+ main insurers and builds a shortlist tailored to your main needs and budget.
3. Your dedicated adviser gets in touch.
We'll contact you with your curated main insurance options, explain waiting periods, and answer questions in plain English.
4. You choose and apply with confidence.
We streamline the paperwork and keep you updated through underwriting and policy setup.
Ready to find your perfect main insurance match?
How we helped real Kiwis
See how our personalized approach saved time, money, and stress for families across New Zealand
Sarah Mitchell
32, Teacher from Auckland
"Needed surgery for a sports injury. Private main insurance meant I got treatment within 2 weeks instead of waiting 6 months publicly."
What you get with us
More than just quotes – a complete main insurance experience designed around you
Curated Shortlist
A handpicked selection of main insurance options from top NZ insurers tailored to your needs
Crystal Clear Explanations
No jargon. We break down coverage levels, waiting periods, and exclusions in plain English
Best Value Focus
We highlight the best value options based on your main priorities, not just the cheapest price
Expert Guidance
Personal advice from licensed main insurance advisers at no extra cost to you
Zero Pressure
No obligation, no pushy sales tactics. Go at your own pace and make the right decision for you
Experience the difference
Get personalized main insurance recommendations that actually make sense for your life and budget.
Ready to find the right main insurance?
Start now. You'll be done before the kettle boils.
Main insurance FAQs (NZ)
Compliance
This page provides general information only and does not take into account your objectives, financial situation, or needs. Consider seeking advice from a licensed financial adviser and reading the relevant policy documents before making decisions. Quotes are indicative and subject to underwriting and eligibility.